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   <title>Online Retirement Plans Guide</title>
   <link>http://www.guide-to-retirement-plans.com</link>
   <description>Retirement plans can be complicated and difficult to understand. Guide-to-Retirement-Plans.com removes the mystery and provides sound guidance to saving and investing for your golden years.</description>
   <language>en-us</language>
   <category >retirement plans</category>
   <pubDate>Thu, 27 Nov 2008 05:28:36 GMT</pubDate>
   <lastBuildDate>Thu, 27 Nov 2008 05:28:36 GMT</lastBuildDate>
   <copyright>guide-to-retirement-plans.com</copyright>
   <item>
    <title>401k Loan Quiz at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/social-media.html</link>
    <description>Have some fun by taking our quiz on 401k loans. See how much you have learned!</description>
    <pubDate>Thu, 27 Nov 2008 05:28:36 GMT</pubDate>
   </item>
   <item>
    <title>Retirement Plan Video Tutorials at Guide to Retirement Plans</title>
    <link>http://www.guide-to-retirement-plans.com/retirement-plan-video-tutorials.html</link>
    <description>Watch my NEW retirement plan video tutorial! Gain a wealth of retirement knowledge by watching these videos.</description>
    <pubDate>Sat, 13 Sep 2008 23:46:00 GMT</pubDate>
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    <title>Stock Search</title>
    <link>http://www.guide-to-retirement-plans.com/stock-search.html</link>
    <description>Perform a stock search here. Create a stock portfolio for yourself.</description>
    <pubDate>Wed, 10 Sep 2008 14:42:47 GMT</pubDate>
   </item>
   <item>
    <title>Lycos Search Results</title>
    <link>http://www.guide-to-retirement-plans.com/search.html</link>
    <description>Watch my retirement plan video tutorials. Gain a wealth of retirement knowledge by watching these videos.</description>
    <pubDate>Wed, 10 Sep 2008 13:58:20 GMT</pubDate>
   </item>
   <item>
    <title>Contact Guide-to-Retirement-Plans</title>
    <link>http://www.guide-to-retirement-plans.com/contact-us.html</link>
    <description>Contact Guide-to-Retirement-plans.com</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
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    <title>401k Vesting Rules</title>
    <link>http://www.guide-to-retirement-plans.com/401k-vesting-rules.html</link>
    <description>Do you understand 401k vesting rules? Check our guide-to-retirement-plans.com to get all the information.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
   <item>
    <title>Terms of Use for Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/terms-of-use.html</link>
    <description>You agree to the items on this page while using our website.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
   <item>
    <title>Thrift Savings Plan Investments: Information from Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/thrift-savings-plan-investments.html</link>
    <description>Thrift Savings Plan investments are available to federal government employees and members of the uniformed services.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
   <item>
    <title>Can the Baby Boomer Generation teach us a lesson?</title>
    <link>http://www.guide-to-retirement-plans.com/baby-boomer.html</link>
    <description>The baby boomer generation is facing a retirement shortfall. Can the younger generations learn from their mistakes?</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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   <item>
    <title>'US Needs to Raise $6 Trillion' - Expect to Pay For It From Your Pension, 401K, Ect!</title>
    <link>http://www.guide-to-retirement-plans.com/us-economy.html</link>
    <description>'US Needs to Raise $6 Trillion' - Expect to Pay For It From Your Pension, 401K, Ect!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Are 401k loans good or bad?</title>
    <link>http://www.guide-to-retirement-plans.com/401k-loans-article.html</link>
    <description>Taking 401k loans can be a detriment to your future retirement. You will get good information from this great article on 401k loans.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Freezing Pension Plans: Why do Employers do It?</title>
    <link>http://www.guide-to-retirement-plans.com/freezing-pension-plans.html</link>
    <description>When employers begin freezing pension plans, it can be devestating to its employees. There are perfectly sound business reasons for an employer to make this decision, but it greatly impacts the employee.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Roth 401k at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/roth-401k.html</link>
    <description>Should you put your money into a Roth 401k if your employer plan offers it? We have all the details on Roth 401k that you need.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Roth 401k. Should you Contribute?</title>
    <link>http://www.guide-to-retirement-plans.com/roth-401k-article.html</link>
    <description>The Roth 401k is still the new kid on the block. Should you contribute to one if you have it available? Our article gives you the information.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Tax Diversification and How it Can Save You in Retirement</title>
    <link>http://www.guide-to-retirement-plans.com/tax-diversification-article.html</link>
    <description>Tax diversification is an important element when it comes to saving and investing for retirement. Guide-to-Retirement-Plans.com will show you why.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
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    <title>401k Plans at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/401k.html</link>
    <description>401k plans are one of the most common retirement vehicles. Let us help unravel the mystery behind these plans and put you on the path to retirement success.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>415 Limits for Qualified Retirement Plans</title>
    <link>http://www.guide-to-retirement-plans.com/415-limits.html</link>
    <description>The 415 limits place a cap on how much you and your employer can contribute to a qualified retirement plan such as a 401k. Visit Guide-to-Retirement-Plans.com for details!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Catch Up Contributions at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/401k-catch-up.html</link>
    <description>401k catch up contributions allow individials age 50 and over to contribute more to their retirement plans. Visit Guide-to-Retirement-Plans.com for the details!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Annual Limit on Compensation</title>
    <link>http://www.guide-to-retirement-plans.com/401k-annual-limit.html</link>
    <description>The 401k annual limit on compensation places a cap on the amount of your compensation the can be considered for purposes of contributing to a qualified retirement plan like a 401k. Visit Guide-to-Retirement-Plans.com for details!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Contribution Limits</title>
    <link>http://www.guide-to-retirement-plans.com/401k-contribution-limits.html</link>
    <description>Understanding 401k contribution limits can be tricky. We'll help show you what the limits are and why they are in place.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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   <item>
    <title>402g Limit on Employee Deferrals in Retirement Plans</title>
    <link>http://www.guide-to-retirement-plans.com/402g.html</link>
    <description>The 402g limit on employee deferrals limits the amount of money an employee can contribute to their qualified retirement plan. Visit Guide-to-Retirement-Plans.com for details!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Highly Compensated Employee vs. Non-Highly Compensated Employee</title>
    <link>http://www.guide-to-retirement-plans.com/highly-compensated-employee.html</link>
    <description>Highly Compensated Employee (HCE) and Non-Highly Compensated Employee (NHCE). Do you know the difference? Visit Guide-to-Retirement-Plans.com for the details.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
   <item>
    <title>401k Loan Overview at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/401k-loan-overview.html</link>
    <description>Are you considering a 401k loan? Visit Guide-to-Retirement-Plans.com to get the scoop.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
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    <title>Types of Loans in a 401k Plan</title>
    <link>http://www.guide-to-retirement-plans.com/types-of-loans.html</link>
    <description>Do you know what the two major types of loans are in a 401k plan? Come visit Guide-to-Retirement-Plans.com and we'll tell you!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
   </item>
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    <title>401k Loan Repayment Process</title>
    <link>http://www.guide-to-retirement-plans.com/401k-loan-repayment.html</link>
    <description>If you need information on the 401k loan repayment process, Guide-to-Retirement-Plans.com has everything you need.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Rules of Borrowing from 401k plans</title>
    <link>http://www.guide-to-retirement-plans.com/borrowing-from-401k.html</link>
    <description>Borrowing from 401k plans can be potentially dangerous to your wealth. Visit Guide-to-Retirement-Plans.com to get the details.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Loan Default Information at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/401k-loan-default.html</link>
    <description>Do you understand 401k loan default rules? If not, check us out at Guide-to-Retirement-Plans.com.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Leave of Absence and the Affect on 401k Loan Repayments</title>
    <link>http://www.guide-to-retirement-plans.com/leave-of-absence.html</link>
    <description>Do you know how taking a leave of absence can affect your outstanding 401k loan? Guide-to-Retirement-Plans.com gives you the answers!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Loan Interest and Fees</title>
    <link>http://www.guide-to-retirement-plans.com/401k-loan-interest.html</link>
    <description>Do you understand 401k loan interest rates and fees? Visit Guide-to-Retirement-Plans.com to get the scoop!</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Employer Match Information</title>
    <link>http://www.guide-to-retirement-plans.com/401k-employer-match.html</link>
    <description>A 401k employer match contribution provides an incentive for employees to contribute to an employer-sponsored plan. This incentive is important to help their employees prepare for retirement.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Contributions</title>
    <link>http://www.guide-to-retirement-plans.com/401k-contributions.html</link>
    <description>Are you making 401k contributions? Do you understand how they work? Here, we explain the various types of 401k contributions that can be made.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>401k Rollover Contributions - Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/401k-rollover.html</link>
    <description>401k rollover contributions can generally be made to your 401k account. Guide-to-Retirement-Plans.com has the details.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>After Tax 401k Contributions - Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/after-tax-401k.html</link>
    <description>After tax 401k contributions are a good option for helping diversify your taxes. Many plans don't offer this option, however. And with the advent of the Roth 401k, standard after tax 401k contributions are less appealing, but not completely without benefit. Visit Guide-to-Retirement-Plans.com for information.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Profit Sharing Contribution to 401k Plans</title>
    <link>http://www.guide-to-retirement-plans.com/profit-sharing-contribution.html</link>
    <description>A profit sharing contribution can be made to your employer-sponsored plan if your employer feels it's warranted. But it's not required. Visit Guide-to-Retirement-Plans.com for details.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Search Results</title>
    <link>http://www.guide-to-retirement-plans.com/search-results.html</link>
    <description>Search Results</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Save Early for Retirement. Watch my video to see how saving early can put you ahead by more than you realize.</title>
    <link>http://www.guide-to-retirement-plans.com/save-early-for-retirement.html</link>
    <description>When you save early for retirement you put yourself way ahead of the savings game. My video will show you how much.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Stock Market Sectors</title>
    <link>http://www.guide-to-retirement-plans.com/stock-market-sectors.html</link>
    <description>Do you understand the different stock market sectors. Guide-to-Retirement-Plans.com will give you the answers.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Preferred Stock Information at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/preferred-stock.html</link>
    <description>Preferred stock is distinctly different from common stock. We'll show you what the differences are.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Introduction to Stocks by Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/stocks.html</link>
    <description>While you may not necessarily invest in individuals stocks in your retirement plan (although in some cases you can) it is still important to understand stocks as they form the foundation for many mutual funds. And mutual funds are probably something that you are definitely investing in within your retirement account.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Types of Investment Risk</title>
    <link>http://www.guide-to-retirement-plans.com/types-of-investment-risk.html</link>
    <description>There are many different types of investment risk. Guide-to-Retirement-Plans.com will show you the most common ones.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>About Common Stocks - Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/common-stocks.html</link>
    <description>Common stocks are the more common type of stock that you can purchase. It's important to understand how they work. Check out the details at Guide-to-Retirement-Plans.com.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Market Capitalization in Stock Investments</title>
    <link>http://www.guide-to-retirement-plans.com/market-capitalization.html</link>
    <description>Do you know the various market capitalization categories? Guide-to-Retirement-Plans.com will give you the details.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Growth vs Value Stocks</title>
    <link>http://www.guide-to-retirement-plans.com/growth-vs-value-stocks.html</link>
    <description>Growth vs value stocks; do you understand the difference? If not, check out Guide-to-Retirement-Plans.com for the details.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Capital Appreciation on Stock Investments</title>
    <link>http://www.guide-to-retirement-plans.com/capital-appreciation.html</link>
    <description>Do you understand what capital appreciation is when it comes to investing in stocks. If not, visit Guide-to-Retirement-Plans.com for all the details.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Shop Our Online Store!</title>
    <link>http://www.guide-to-retirement-plans.com/store.html</link>
    <description>Shope our online store for a wealth of books related to retirement, investing, and personal finance.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>What are Bonds?</title>
    <link>http://www.guide-to-retirement-plans.com/what-are-bonds.html</link>
    <description>What are bonds? It's important to understand them as they make up the foundation of many mutual funds. Visit Guide-to-Retirement-Plans.com to get a crash course on biggest question, 'what are bonds?'</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>US Government Bonds</title>
    <link>http://www.guide-to-retirement-plans.com/us-government-bonds.html</link>
    <description>US government bonds are among the safest investments available. They are divided into three main categories: bills, notes, and bonds. Learn about them here.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Corporate Bonds</title>
    <link>http://www.guide-to-retirement-plans.com/corporate-bonds.html</link>
    <description>Corporate bonds can be good investments for diversification purposes. Bonds are generally safer than stocks and can provide a cushion in a bad market.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Dividends on Stock Investments</title>
    <link>http://www.guide-to-retirement-plans.com/dividends.html</link>
    <description>Earning dividends is one way to make money investing stocks. Do you understand how they work? If not, visite Guide-to-Retirement-Plans.com for the answers.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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    <title>Retirement Articles at Guide-to-Retirement-Plans.com</title>
    <link>http://www.guide-to-retirement-plans.com/retirement-articles.html</link>
    <description>Visit the retirement articles headquarters at Guide-to-Retirement-Plans.com.</description>
    <pubDate>Wed, 10 Sep 2008 04:43:19 GMT</pubDate>
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