What We're About

Here at Guide-to-Retirement-Plans.com we believe that knowledge is king. And when it comes to retirement plans and investing for retirement, the more education you receive the better.

All too often we see people getting involved in retirement plans without understanding the first thing about them (except that they're for retirement and you'd be surprised how often they forget that).

More common today than ever before is automatic enrollment into an employer sponsored plan where employees are enrolled at a set percentage after 30 or 60 days of employment unless they opt out. While this is a great tool to encourage saving, most people do not bother to review the material that is included with their enrollment kits to understand the restrictions imposed on their money

When the time comes for that trip to the Bahamas and they turn to their 401k plan for a little extra help, they become frustrated when they are told they can?t touch it.

But it's my money, they say.

That's true, it is. But the government has offered you tax breaks for investing, and in return they ask that you not tap it (there are exceptions, of course).

At Guide-to-Retirement-Plans.com our goal is to make sure that you know exactly what you are getting into when you put your hard-earned money in some kind of a retirement account.